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  1. Guide
  2. Decisions, Actions and Journeys
  3. Deciding Whether to Break My Mortgage
  4. Comparing My Options

Comparing My Options

Break vs Wait Until Maturity — Numbered Comparison

Side-by-side comparison of both scenarios with financial simulation

Blend-and-Extend vs Full Break

When each option is advantageous, with clear decision criteria

Portability vs Refinancing — Decision Tree

Decision tree for choosing between transferring your mortgage or refinancing

Stay With My Lender vs Switch

Objective factors for comparing lender loyalty vs switching

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