Getting Prepared
Am I Ready for My Renewal?
5-question self-assessment to evaluate your readiness
Action Calendar: 6 Months → Day J
What to do at each step, month by month, until renewal
Decoding My Bank's Renewal Offer
Reading between the lines: what the offer says, hides, and what to compare
Assessing My Negotiating Position at Renewal
Leverage factors: payment history, equity, credit score, cross-products